Business Loans
Let’s Get This Done
The best businesses combine good ideas, hard work, and the right financial partner. Pacific Valley Bank is able to create lasting relationships with Monterey County businesses because of our keen understanding of the local business environment and strong community connections. Work with our truly local team, let’s get this done.
Business Loan Team
To find out how we can help you,
please contact a member of the business loan team.
Loans
Commercial or Agriculture Lines of Credit
Flexible repayment terms with interest only: monthly or quarterly payments. Competitive interest rates. Establish a maximum credit facility to better control the cash need of your business cash cycle.
Commercial or Agriculture Terms Loans
Manage business cash flow by financing a capital improvement over a longer term with terms ranging from three to ten years and amortizations to 25 years. Competitive variable or fixed interest rates
Commercial Constructions Loans
Multi-use purpose such as residential home developer's infill and related projects, construction and/or renovation of office buildings , medical buildings, industrial and manufacturing facilities.
Terms up to two years.
Government Guaranteed Loan Programs
U.S. Department of Agriculture (USDA), Business and Industry Loans, FSA, and Farmer Mac. Small Business Administration (SBA): 7(a) and 504.
+ Subject to credit approval.
