Every business is unique.
That’s why Pacific Valley Bank offers business owners a number of checking account options that are simple to understand. Learn which one best fits your business needs:
| Business Checking Accounts | ||||
|---|---|---|---|---|
| Account Type | Earns Interest* | Monthly Service Charge | Monthly Service Charge Minimum Balance | Account Features |
| Small Business | No | $6.00 | $500(1) | First 50 debits per monthly statement cycle at no cost.(1) |
| Business | No | $10.00 | $2,500(2) | First 100 debits per monthly statement cycle at no cost.(2) |
| Business Interest | Yes | $9.00 | $5,000 or $10,000(3) | First 50 debits and first 20 deposits per monthly statement cycle at no cost.(3) |
| Attorney Trust – IOLTA | Yes | None | None | All monthly debits and credits. |
| Analysis Checking | No | $20.00 | None | See Account Terms |
| MSB / Check Cashing | No | Varies | None | See Branch for Account Terms (4) |
* Interest rates are subject to change at any time. Contact a local branch for current posted interest rates or for further information.
(1) A service charge of $6.00 will be imposed each monthly statement if the average available balance falls below $500. First 50 debit transactions per monthly statement cycle are at no cost, thereafter the cost is $.10 per debit transaction in excess of 50.
(2) A service charge of $10.00 will be imposed each monthly statement if the average available balance falls below $2,500. First 100 debit transactions per monthly statement cycle are at no cost, thereafter the cost is $.10 per debit transaction in excess of 100.
(3) A service charge of $9.00 will be imposed each monthly statement if the minimum daily balance falls below $5,000 or the average monthly balance of $10,000 is not maintained. First 50 debit transactions and first 20 deposits or credit transactions per monthly statement cycle are at no cost, thereafter the cost is $.12 per debit transaction in excess of 50 and the cost is $1.20 per deposit or credit transaction in excess of 20.
(4) Applies to existing MSB/ Check Cashing Clients only.
