Identity theft can happen to anyone.
Today’s victim no longer becomes one through lack of education. It’s because a hectic lifestyle diverts your attention. Rushing to meet a deadline or multitasking can incur the risk of clicking before realizing exactly what it is you’re accepting. Before you know it, it’s too late.
Have you ever experienced a spear phishing attack that aroused the curiosity of an employee? By opening what they believe to be sensitive information delivered to their inbox in error, they provide cybercriminals with a key to whatever confidential information your database may hold.
What about malware? Once it is downloaded on POS terminals, criminal can steal your credit or debit card number along with the PIN.
No matter how cautious a person may be, they can still fall victim to identity theft. Reduce your risk by using the tips we offer on our Fraud Prevention page.
If You Become a Victim
When your personal information is compromised through circumstances beyond your control, prompt action will minimize your liability.
1. IMMEDIATELY CONTACT THE FRAUD DEPARTMENTS
Immediately contact the fraud departments of each of the three major credit bureaus:
2. CLOSE ALL AFFECTED ACCOUNTS.
3. REPORT THE CRIME TO THE LOCAL AUTHORITIES.
Finally, report the crime to the local authorities and to the Federal Trade Commission at 1-877-ID-THEFT (1-877-438-4338).
Other authorities you might want to contact in case of fraud:
- U.S. Postal Services
- U.S. Social Security Administration or call (800) 269-0271
- Department of Motor Vehicles
4. CAREFULLY REVIEW ALL YOUR ACCOUNTS.
Identity theft takes time to resolve. Continue to review all charges and transactions appearing on account statements and online. Immediately report any discrepancies.