Positive Pay

Protect your business transactions

Fraud continues to be on the rise.  With Positive Pay fraud prevention online service you can be proactive in eliminating potential fraud.

Protect your business from becoming a potential victim of fraud. There is no monthly service fee for this service. Pacific Valley Bank will provide hands-on training and a full step-by-step manual to ensure your business has the tools to help protect your account.


  • When you issue a check(s) you create and upload a file and import to the Positive Pay System.
  • As these checks are deposited or cashed, Positive Pay system compares the details of the check to the details you provided when the check was issued.
  • If discrepancies are found, the check is flagged and place in the Positive Pay exception list for your review.

The ACH Positive Pay functionality allows you to set up rules to both pre-authorize specific ACH transactions and to monitor ACH transactions that match specific guidelines. The system will then flag ACH transactions that fall outside of these rules. You control what ACH transactions are allowed.

You authorize items to be paid or returned, based on your review!

For more information or to enroll in business Positive Pay contact a local branch or our online banking support.

FDIC - Federal Deposit Insurance Corporation Logo
Equal Housing Lender Logo