Your Local Partner in Monterey County

Banking Built for Monterey County

For 20 years, Pacific Valley Bank has been the backbone of Monterey County’s local businesses. We’re not just another bank; we’re your neighbors, deeply invested in the success of our community.

Across all of Monterey County, we understand the unique needs of our region because we live here too. Experience the difference of banking with a partner who truly cares about your business and your community.

Contact us and learn how we can help your business.

Local Values

Founded by local business leaders to support the local economy, our bank prides itself on being “truly local.” This commitment is reflected in our leadership, with a CEO and board members who are deeply connected to Monterey County.

Personal Touch

Unlike large banks, PVB offers real, local customer service, deep community ties, and a commitment to reinvesting in the community. For us, it’s about strong relationships with local businesses, and a tailored banking experience.

Meet Your Banker

Why Switch to a Local Community Bank?

  • Personalized Service: At Pacific Valley Bank, we know your name, your business, and your goals. You’re more than just an account number.

  • Community Investment: Our profits are reinvested locally, supporting the businesses and people that make Monterey County thrive.

  • Quick Decisions: Being local means we can make decisions faster, with a deep understanding of your unique needs.

  • Strong Relationships: We’re here to build long-term relationships that help you and your business grow.

Meet Your Local Bankers

Our bankers aren’t just names on a screen—they’re people you can count on to understand your business and your goals. Let us introduce you to a team that’s as committed to your success as you are.

Whether you’re opening a new account, seeking financing for your business, or simply have a question, our team of dedicated commercial bankers are here to help.

Frequently Asked Questions

General FAQ’s

Where are you located?

We serve Monterey County in three convenient locations, Salinas (our main branch), Monterey, and King City. You can find the addresses and maps to the locations here.

Do you offer online banking?

Pacific Valley Bank offers online banking for business and personal accounts.

What ATMs can I use?

Find out about the 24,000 surcharge free ATM’s in our network here.

Where can I find out about terms and conditions and privacy policies?

You can read more about Pacific Valley Bank’s disclosures here.

Business FAQ’s

How do I start the process of getting a business loan?

Please reach out to someone from the business loan team here. They will be happy to take you step-by-step through the process.

What online offerings do you have for businesses?

Take a look at our online offerings for businesses here

What businesses do Pacific Valley Bank specialize in?

Pacific Valley Bank specializes in industries that are prevalent or growing in Monterey County. These include, but are not limited to, agriculture and supporting industries, including fresh food growers, shippers, and processors; ag-tech; construction including commercial and industrial; local professionals; hospitality; and real estate.

What makes Pacific Valley Bank different from other local business banks?

Pacific Valley Bank understands what it means to be local. Our bank is led by Anker Fanoe, a local resident whose family has lived in the Salinas Valley for generations. The Board of Directors is made up of accomplished local business people. There is a proven process in place to quickly move loan requests from beginning to close. The team at Pacific Valley Bank is committed to giving back to the community and to their customers. We are committed to providing the best service to our clients, many of whom have been with the bank since we opened our doors in 2004.

Ready to Make the Switch?

Join a bank that values your business and your community. Contact us today to meet your local banker and discover how Pacific Valley Bank can help your business succeed. We’re here to make banking personal again.

Feel free to reach out to us anytime, or fill out the information below and your message will be sent directly to our team.

Email: anker.fanoe@pacificvalleybank.com | Phone: (831) 771-4332

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