Buying or building a home? Need cash for unexpected expense? Want to tap the equity in your home for college tuition? Have plans and need money? Pacific Valley Banks makes a variety of loans and lines of credit to individuals and families for just about any purpose.
Real Estate Lending
If you’re building or buying a home, our real estate lenders will find a loan to fit your needs and budget. We specialize in construction lending and can tailor terms to meet the specific schedule you or your builders have for the completion of your home construction project.
If you’re looking for a home to buy, we can
help you pre-qualify for a mortgage to make your purchase easier,
or we can discuss your mortgage requirements after you’ve
found the home you want. Fixed or variable rates? Long or short
terms? We can help.
If you already own a home, Pacific Valley Bank can help you put the equity in your home to work to help you meet commitments from home improvements to college education to investments. Home Equity Loans are a smart way of using your investment in your home to reach your life’s goals.
Talk with a Pacific Valley Banker about your loan opportunities.
Personal Loans and Lines of Credit
At Pacific Valley Bank your assets and good credit qualify you for personal term loans and lines of credit to fulfill a dream or meet unexpected financial demands. We can help tailor a loan that meets your needs for repayment at competitive interest rates and flexible terms. A Pacific Valley Banker will outline your options for these and other loan products.
