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To report a Debit MasterCard lost or Stolen during non-business hours please call "Hot Card Service Center" at 1.800.264.5578 and International after hours "Hot Card Service Center" at 701-461-0621.
NMLS # 431480
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Pacific Valley Bank was founded by local business owners, civic leaders and residents whose vision was to create a responsive organization to meet the growth needs of small to midsize businesses. Today, that dream is a reality. Guided by a board of local business leaders and managed by senior banking professionals, Pacific Valley Bank provides the service and the financial resources demanded by our clients.
The benefits of banking with Pacific Valley Bank:
Business & Agricultural Loans
Businesses large and small need capital to meet long and short-term needs for inventory, expansion, agricultural production, and equipment. Pacific Valley Bank’s experienced business lenders are dedicated to providing loan services to local businesses and organizations to keep our community prosperous.
As a community bank, we are committed to working with business owners and developers in the greater Monterey County area to help them meet their capital needs for planned projects, identified opportunities, and unexpected challenges.
Loans for Local Businesses
• Term Loans
• Working Capital Lines of Credit
• Secured & Unsecured Lines of Credit
• Equipment Loans
• SBA & Government Guaranteed Loans
• FSA & Agricultural Financing
• Credit Cards
Commercial Real Estate Financing
Pacific Valley Bank also has the expertise and capability to provide a variety of real estate lending products for businesses including:
• Construction Loans
• Permanent Financing
• Multi-family Residential Property Loans.
Borrowers will appreciate the fast turnaround and the knowledgeable loan officers who will respond to the individual needs of their customers. Most important, at PVB there is a commitment to finding a way to make financing available, even for the most difficult deals.
Cash Management Products and Services
• ECorp Online Banking
-Basic Business Online
-Corporate Online Banking with wire capability
-Executive Online Banking with ACH (collection, disbursement, payroll) and wire capability
-Online Business Bill Pay
• Sweep Accounts
-Zero Balance
-Revolving Line of Credit
-Excess to Money Market Sweeps
• CD ROM for Monthly Statements with front and back images of checks.
• Remote Deposit Capture
• Lockbox
• Courier
• Merchant Services
• Business Debit Cards
• Business Credit Cards
Business Services
Pacific Valley Bank is committed to the financial service needs of local small to mid-sized businesses and organizations. Because we are truly a local bank, we know the contribution that businesses and organizations make to the economic vitality of the area. Jobs, products, and services. To provide all of those efficiently and profitably, they need a strong financial partner. That’s Pacific Valley Bank.
PVB provides a full range of business banking products and services, including loan and deposit services for small and medium sized businesses, agricultural operations, non-profit organizations, professionals and sole proprietors.
Depository services including:
• Analysis business checking accounts
• Business Checking
• IOLTA Checking
• Business Money Market
• Business Savings
• Business Certificates of Deposit
International Services
International money services available. Restrictions may apply.
Click here to contact a Pacific Valley Bank Banker today.
Make Deposits When It's Most Convenient For You!
Scan and deposit checks electronically from your business place directly to your business bank account. Click here for a demonstration.
Why RDC? It's simple.
• No trips to the bank
• No deposit slips
• No courier service for the daily deposits
Features
• 24/7 Access to check images and payment status.
• Flexible to support any payment volume.
• Fast and Accurate capture process, resulting in major savings in data entry/processing time, and error reduction.
• Data Security transmission is performed via a secure web-based system.
FAQ's
What is Remote Deposit Capture?
A web-based service that converts checks and negotiable items into electronic transactions resulting in electronic deposits into your bank account.
What do I need, to get started?
A computer with internet access and a scanner.
What types of checks can I process?
Any type of domestic check, money order, or official check with a MICR line.
Do I still need to go to the bank to make a deposit?
No. Deposits are made at your place of business. After scanning your checks, your deposit is electronically credited to your bank account.
How do I get started?
Pacific Valley Bank has earmarked over $10 million in loans for local Monterey County businesses. The advantage to you is the Bank’s willingness to be creative and flexible when structuring an appropriate credit facility. As community bankers we understand the importance of access to capital to grow a business.
There are no ivory towers at Pacific Valley Bank. Business decisions are made by seasoned banking executives who understand the business of banking, so that you get quick and responsive action to your request. We’re solutions driven not problem makers.
To optimize your service experience at Pacific Valley Bank, you will be assigned a personal business banker. The personal business banker is your primary contact within the bank, so that all the bank’s resources are available with a single phone call.
The Bank’s Tier1 Capital ratio is one of the healthiest in the nation with total capital in excess of $19 million. We’re backed with the solid support of our board of directors and over 800 shareholders who have a vested interest in a successful Pacific Valley Bank.
© 2010-2012 Pacific Valley Bank. All rights reserved.