Business & Agricultural Loans

Businesses large and small need capital to meet long and short-term needs for inventory, expansion, agricultural production, and equipment.

Pacific Valley Bank’s experienced business lenders are dedicated to providing loan services to local businesses and organizations to keep our community prosperous.

As a community bank, we are committed to working with business owners and developers in the greater Monterey County area to help them meet their capital needs for planned projects, identified opportunities, and unexpected challenges.

Loans for Local Businesses

• Term Loans

• Working Capital Lines of Credit

• Secured & Unsecured Lines of Credit

• Equipment Loans

• SBA & Government Guaranteed Loans

• FSA & Agricultural Financing

• Credit Cards

Commercial Real Estate Financing

Pacific Valley Bank also has the expertise and capability to provide a variety of real estate lending products for businesses including:

• Construction Loans

• Permanent Financing

• Multi-family Residential Property Loans.

Borrowers will appreciate the fast turnaround and the knowledgeable loan officers who will respond to the individual needs of their customers. Most important, at PVB there is a commitment to finding a way to make financing available, even for the most difficult deals.